FSS ACS(3D Secure) online security feature that is powered by Visa and Mastercard for credit card transactions that are carried out online. This feature protects you from unauthorised online transactions as you will be required to provide a one-time password (OTP) that is sent to your registered mobile number when you make any online transactions on websites that have incorporated the "Verified by Visa" or "MasterCard SecureCode" sign.
FSS ACS protects you against unauthorized online transactions as you will be required to enter a one-time password that will be sent to your mobile number and email address before you can complete the online transaction. This additional authorization step ensures that only you as the cardholder will have the password required to complete the transaction.
No, the 3D Secure feature is applicable across respective bank credit cards.
You can update your mobile number and email address to Bank,Bank can provide the mobile change request to FSS ACS through Batch upload.
No, this additional authentication process is applicable only to websites that have enabled the security feature. You will be able to identify if the website is enabled for 3D Secure if the "Verified by Visa" or "MasterCard SecureCode" sign is displayed on the website.
For websites that have not enabled the 3D Secure feature, you will not be required to go through the one-time password authentication process for your online transactions.